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EMV is the global standard for smart card payments and acceptance devices and was named after the original developers, Europay, MasterCard and Visa. EMV refers to smart or chip cards that contain an embedded chip or microprocessor, which provides stronger security features and other capabilities that are not possible with traditional magnetic stripe cards. EMV has already been adopted in many countries.

EMV provides merchants with increased fraud protection from counterfeit, lost or stolen cards, because the embedded chip is more secure than the traditional magnetic stripe technology. The chip in EMV enabled cards generates a unique one-time code that cannot be replicated by counterfeit cards.

MK Americas brings a comprehensive EMV issuance solutions which is flexible for Customers’ requirements and budgets including 5 EMV packages as belows:


STANDARD is the most popular service package, compatible with the joint-stock commercial banks beginning the converstion to international EMV cards. The STANDARD package offers the following advantages:

  • The entire process of EMV card personalization will be done at the factory of MK Smart.
  • Customers do not have to invest in people, systems and space.
  • Entire card personalization will be done by MK Smart. Customers only have to send the data to the MK Smart’s factory
  • Quick implementation

DELUXE Package

DELUXE package is compatible with bank policies to not send data outside of the bank environment, or to fully control 100% of the data. The DELUXE package has many advantages, especially:

  • Equipment, hardware and software of MK Smart are located inside the bank for personalization.
  • In-place personalization. Bank proactively protects their data.
  • Quick implementation


PREMIUM package is recommended for customers who want to actively personalize cards in banks and saving shipping time from factory of MK Smart. PREMIUM package has many advantages, including:

  • Data prepared in MK Smart’s factory, personalization machines and software located in the bank’s location.
  • Bank initiative in issuance.
  • No time wasted for transport between MK Smart factory and the bank. It can be deployed in a branch of the bank.

LITE Package

With the LITE package, the bank can take advantage of the existing personalization system that banks already have:

  • Data prepared in MK Smart’s factory, personalization is done by the personalization system already available in the bank. Which is installed with the personalization software of MK Smart at the bank locations.
  • Banks benefit from the existing MK Smart personalization system, which is efficient and cost saving.

BACK UP Package

BACK UP Package provides business safety for overcoming problems, such as:

  • System Malfunctions
  • Increase the capacity of instantaneous issuance?
  • Update Technology – Solutions
  • Reduce the cost of system and human investment.

Other solutions:

Core Businesses
Banking & Payment

Banking & Payment

Telecom & Mobile

Telecom & Mobile

Enterprise Security

Enterprise Security




MK Americas
2445 NE Division Street,
Suite 200
Bend, OR.97701


MK Smart Asia Pacific Pte. Ltd.
100 Tras Street, #16-01
The Amara Corporate Tower


Sales Office in Hanoi
The Vista Building, No. 4, 15 Lane Duy Tan Str., Cau Giay Dist., Hanoi, Vietnam
Tel: (84-24) 7100 6781

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7th Flr., Thien Son Building, No.5 Nguyen Gia Thieu Str., Ward 6, District 3, HCMC
Tel: (84-28) 3930 5023 | Fax: (82-28) 3930 5065


Quang Minh IZ, Me Linh
Tel: (84-24) 3813 4646 | Fax: (84-24) 3813 4648

Ho Chi Minh City:
I3-3, N2 Street, Saigon Hi-Tech Park, District 9
Tel: (84-28) 3736 1446 | Fax: (84-28) 3736 1447