SoGen tests biometric cards for limitless contactless payments

Societe Generale is trialling a payments card with a built in fingerprint reader that enables users to make contactless payments of any amount.

The biometric element eliminates the need for shoppers to enter a PIN, letting them tap and pay for any amount.

When a customer receives the card, they record their fingerprint themselves. Because the data is verified directly on the card, no element of it is transmitted to either the bank or merchant.

The card also functions normally for all contact-type payments in-store, on the internet and ATM withdrawals.

– Finextra –

Aeon and Fujitsu pilot palm vein biometric payments

Aeon Financial Services is teaming up with Fujitsu to trial a biometric system that lets Japanese shoppers pay for their groceries with their hands.

Aeon’s credit card unit is tapping Fujitsu’s palm vein biometric authentication technology for the pilot, which will involve Aeon staffers and begin in September at a number of Ministop convenience stores.

Customers who register for the service will add their palm vein pattern to their Aeon card information. Then, at the checkout they will enter their birthdate before holding their palm over a special reader.

Aeon says that it picked Fujitsu’s technology for its biometric test because palm vein authentication is both very accurate and, because it is contactless, sanitary.

The technology has been used at bank ATMs in Japan for more than a decade and has also been tapped for corporate PC access and room entry management.

– finextra.com –


Diebold Nixdorf is teaming up with MasterCard to pilot test two cash provision services — MasterCard Cash Pick-Up and Cardless ATM powered by MasterCard.


With MasterCard Cash Pick-Up, banks can enable their ATMs to deliver cash easily and securely to any authenticated consumer — banked or unbanked — without the use of a card, a press release said.

Cardless ATM powered by MasterCard allows accountholders to withdraw cash from the nearest ATM using their mobile banking app. Once at the ATM, users can quickly complete the authentication process and receive their cash.

The majority of the transaction is conducted through the app and the cloud, protecting sensitive information throughout the process.

“As a technology company, we are always considering what the future can bring, and today we have a great opportunity with Diebold Nixdorf to define the next wave of digital products to the ATM channel,” Daniel Goodman, MasterCard senior vice president of ATM product management, said in the release. “By bringing together the MasterCard network and Diebold Nixdorf’s large global scale, we can help move the ATM industry towards a globally scalable standard for driving digital innovation in the ATM channel.”

– atmmarketplace.com –


EMVCo, the global technical body that manages EMV specifications, has introduced a QR payment trademark designed to promote the global interoperability and use of EMV QR code payments.


EMVCo has released reproduction requirements for the mark and a licensing structure that allows any organization that uses an EMV QR code solution to also use the mark at no cost, a press release said.

According to EMVCo, QR codes are increasingly being used to facilitate mobile payments at the point of sale. Last year, the organization published specifications to address two QR code payment use-cases:

  • Consumer-presented — consumers display the QR code on their mobile device and the merchant uses an optical scanner to read the code.
  • Merchant-presented — the merchant displays the QR code and consumers use their mobile device to scan the code.
  • The QR payment mark can be used to inform consumers that a merchant accepts these types of payment solutions.

The QR payment mark can also be used as an application indicator on a consumer mobile device when initiating a consumer-presented transaction.

A royalty-free trademark license agreement and reproduction requirements are available in EMVCo’s Trademark Centre.

“The development of a uniform, recognizable QR payment mark that can be used on a royalty-free basis is an important step towards providing a universally consistent experience for both merchants and consumers,” EMVCo executive Committee Chair Jack Pan said in the release.

– atmmarketplace.com –


South Africa’s FNB has become the nation’s first bank to roll out mini ATMs that validate users via thumbprint, according to a report by Business Tech.

FNB TouchPoint ATMs offer cash withdrawals, transfers and payments, and statement review. They also allow users to purchase mobile airtime and electricity, and perform card cancellations,.

“The TouchPoint validates a customer’s identity by scanning a fingerprint placed on the biometric reader and it can detect false fingerprints to prevent fraud, FNB points of presence CEO Lee-Anne van Zyl said in the report. “The identity of the customer is then verified with the Department of Home Affairs to ensure the self-service account opening complies with the relevant laws.”

“The introduction of biometric validation on self-service devices is an important step to making banking much more accessible to South African communities. As the use of biometric technology becomes more pervasive in the everyday life of customers, it’s important to use this technology to accelerate access to banking services.”

FNB intends to install 50 of the ATMs in branches and merchant locations in townships and rural communities over the next six months, the report said.

– Finextra –


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